FUNDING

Everyone tend to be extra cautious when it comes to funding . This is because their choice of funding will determine what kind of outcome or product will they get . In conlusion , funding plays a very important part in our life

What does funding means ? Funding is an act of providing resources , mainly resources such as money , effort , time and humanpower in order to support a particular investment , infrastructure or an organisation . In terms of the whole nation , the most important decision that any government must perform is the funding issue . As we all know , the government revenue is based on the amount of taxes , royalties and other legal sorce of incomes . The total amount of money collected must go into an account known as the  NATIONAL CONSOLIDATED FUND . Then , the Ministry of Commerce and the National Bank will draft the national spending plan for the country , let say its TENTH MALAYSIA PLAN . They will then distribute the revenue into every sector acording to their importance , some will also be used to pay the nation 's debt to the World Bank and the rest will be stored for emergency .

Prudential financial management is the most important criteria of any type of  funding , be it the government , organisation and families . For the government , they need to inject a lot of money into the health , infrastructure , defense and education sector . The failure to inject money especially  into health and education sector will result in the people being unable to get first rate healthcare and education at subsidised price , therefore resulting in mass decline in health and literacy level of the mass . When this happened , the real purpose of the government which is to serve the people had been defeated .

In term of organisations , big companies need to carry out consistent funding activities in order to raise capital for their commercial projects in their respective field , be it property , plantation or mining sector , just to say a few . The failure to raise enough capital will result in their project , especially the one offered by the government , will result in the project being taken over by another private company . As a result , that particular company will suffer from financial losses and their corporate reputation might be at stake .

The same goes to families and individuals . They must invest their money into education , healthcare , food and shelter . For those who are recently married , raise some money to buy a decent home , at least an apartment or flats because shelter is a basic need for everyone . The failure to spend money on any of the sector mentioned above will result in their quality of family lifestyle being compromised .

NOTHING IS FREE

Every mentally sane human like it when people are giving something for free to them . These free items could include services , goods or anything that comes without any hidden charges . I had just read an article regarding this " free " issue and I had to admit , HE is absolutely right .

Let me give you an example . When a cordial drink bottle is included with a free gift , say a decorative glass , what will people do ? They will rush to buy as many cordial drink as possible , willing to sacrifice their hard earned money on the item . The question is , who is the WINNER and who is the LOSER ? The WINNER is the company and the supermarket and the LOSER is the customers . WHY ? It is simple . Actually that decorative glass only cost a penny to made , thanks to cheap labour and low operational cost . When the company can cut their production cost , normally they will put a higher price for the free item , say it's RM5 when it actually cost only RM0.50 to made . Let say the cordial cost RM7 , add with free item , maybe they will go on sale for RM12 . Now , all they have to say to the customer is , " If you buy our RM12 cordial drinks , you will get to collect a decorative glass . Collect all 6 designs and you can get one entry into the lucky draw .

Now , I think I am making everything clearer now . The company is " robbing " your wallet while the supermarket gets to " squeeze " you out . Now , who is the WINNER now ? HAHAHA

The second scenario is about education . You see , all of us wants to get a good , high paying job . Now , for that to happen , you must go to college and get a degree . The college part is where your whole life can turn upside down . If you go to a college simply because that college has free transport , free food , free concert and so on and so forth , it will not bring you any good . What if the college degree is not recognized ? Most people are not willing to invest in good colleges like Sunway , Taylor 's and Curtin . Yes , their fees are expensive and maybe your family cant afford it or maybe you did not get any scholarship . But in my opinion , if you can study and graduate from any of these colleges with flying colours , you are opening your world to endless possibilities and chances . Employers will find you , maybe they will pay back more or equal amount of money you have invested earlier.

Now , don't you think that paying a small fortune to get something that will make your life better is a wise decision ? Just remember , nobody is going to give their hard earned expertise and product for free . You got to pay for it .

Now , where is my free coupons?

HOLY BOOKS

I still remember the first time I was holding and actually reading the Buddha holy chant , mantras and sutras . That was way back in 2007 , when I was 15 . At first , i could not fathom the purpose of chants , mantras and sutras until my dad gave me a book which is the English version of the same book . It was thinner and the author was primarily focusing on mantras such as IMINA which corresponds to Al - Fatihah and Yassin verse in the Holy Koran . IMINA is chanted for the departed souls in which the devotees hope that the souls will gain merits in the afterlife . I was told by my dad that Buddha's word collection regarding mantras and sutras were huge and what I ' m currently reading is just a small part of it . I have always loved the Jataka tales , of how Angulimala , the finger cutter were subdued by Buddha's humble and charismatic aura .

But at this moment , I do not want to talk about just my religion , Buddhism . As a curious young man , I have always been interested in studying and comparing all religions , particularly Islam , Christianity and Judaism . Now , from what I had observed , all religions promoted peace , understanding and harmony among the human race . I have not been able to study Koran and Torah in depth , but from what I know , both Koran and Torah believes in the same prophets and also believe in the Judgement Day . As for Bible , well I have to admit , I had two copies of it . The first copy is an e-book  in full English , which I have downloaded it into my smartphone . The second one , is a bilingual Thai - English version book of Holy Bible , which was a gift from my uncle .

Holy Bible is basically divided into Old Testament and New Testament . My favourite parts of the Bible was the Genesis in which describe the creation of the world by GOD in seven days in which HE finishes His job on Sunday , the seventh day . Another part is the Matthew which describe the life of Lord Jesus and his endeavors in spreading the word of God . In the other word , reading Bible is like reading history books about prophets .

Basically , this is what I can summarise about Bible . Holy Bible has a very thick content of stories and it would take some time to finish it . Maybe in the future , when I had finished reading Bible , maybe I will read Koran , Torah , Bhagavad Gita and Tripitaka in my free time and make my own , unbiased interpretation of these major religion .

The whole idea for the study and comparison of major religions is to make me a person who understand the justification and differences in practise and lifestyle of these religions . It also enables me to understand why some people have to pray at certain times in a day and the specific diet practice in which they must obey as a devotees . Since I have friend and compatriots who adhere to their respective religion , thus it is important for me to actually about their belief to accept it in full respect and tolerance .

UNTITLED

I chose the title " UNTITLED " because I think that is the best way to describe my stand on this issue . Then Adam Levine said , " Hey ,  man , what's the issue ? ." Then I said , " Just go and play your lead guitar thing . I will tell you later . "

What is the issue here ? The main issue here is that I had came across some FB pages and groups which try to create hatred toward Muslim and non - Muslims . There is a page which claimed that Islam is a disease . It really broke my heart to watch this mindless admin posting articles which were meant to spread Islamophobia . Hmm , I just have one thing to say to this admin , " Go and get yourself a life . You should listen some Maroon 5 songs instead of wasting your time on FB. Social network is not for the sick guy .

The same goes to the Muslims . If there is any " bad apples " among the good hearted Muslims who try to insult other religions or belief be it Buddhism , Christianity , Hinduism , etcetra , please try to advise these people to stop because there is nothing good about it . For the non - Muslims , please try and respect  the Muslims . I had many good Muslim friends and I believe there are more out there .  My parents , teachers and friends had quoted me that there are only three type of people in this world
THE GOOD , THE BAD , AND THE UGLY . This is the quote in which I will upheld to my last breath.

As I was writing this post , Adam Levine suddenly came online on Skype , showing his PEACE sign to me . Thank you , man . I know you are the PEACE guy .

By the way , anyone like Maroon 5 ?

MALAYSIAN COURTESY

Happy Tuesday . Well , its a wet day here in my place .Rain had just stopped and i can see rainbow from my balcony . Anyway , have you ever experienced looking at some bad habits coomonly practised by the Malaysian 's " bad apples " . I say " bad apples " because Malaysia is a heaven of  "good apples  ", but recently , we have been tainted by " bad apples " syndrome.

Personally , I am a regular user of public transportation such as bus , ferry , etc and I have seen enough of these " bad apples " . The most common thing that these people did was to throw their packets of sweets indiscriminately on the floor . Some ugly users went to the extent of throwing their bus tickets out of the window , not knowing that the bus conductor will conduct inspection for their ticket later . Secondly . some of these crooks , in particular the wayward youths will scribble nasty languages on the back of the bus seats , as though the bus is their scribbling ground .

Apart from that ,  when I am using the pedestrian crossing , some of the bike riders will purposely ram their motorbike just to make me to walk faster to the other side .This is a bad habit , you know ! You don't own the street . Respect the pedestrian . Another thing that I noticed  when I am waiting at the bus stop was the place was treated like an advertisement banner . I can see tons of flyers pasted on the wall , mostly offering treatment for sexual diseases , lottery lucky numbers , etcera .

The most embarassing of all is how some people behaved themselves in the bus . I had seen a couple passionately rubbing each other in a very seductive manner . I have also seen one man kissing another man without being sensible to the Malaysian passengers . If you want to do your " project '' , do it in your own backyard . Shall I continue ? The sight of youngsters not giving their seats to ladies ,  pregnant , older people is fairly a common sight besides reserving an extra seat for their belongings instead for the passangers .

In conclusion , I believe that these group of people should learn to be more courteous . Respect each other . Do not treat unto others the way we do not want to be treated . They should turn over a new leaf .

THE END

PONAMLAND

"Hey , Jenny , Daddy got a bedtime story for you ! You want to listen ? " . Then Jenny said , " I want , Daddy . I want . " Then Daddy sat on the side of Jenny 's bed and started  to read the title out loud . " Its called PONAMLAND.

Once upon a time , in a faraway land , there was a kingdom called PONAMLAND . At the centre of the PONAMLAND , there is an island called OZILAND . The kingdom was ruled by a tribe called the Trolls. But the subject of PONAMLAND is not only Pixies . There are Gnomes and Pixies too . For as long as the time can remember , the land was ruled by intelligent kings . However , one day , a guy from the Troll tribe became the king . He was known as The Warlord . The tyrant demanded the hardworking Gnomes to gather gold from the goldmine while the Pixies gather food and water for the whole nation for the coming winter . 

How sad it was for the Gnomes and Pixies . While the Gnomes and Pixies are busy gathering gold , foods and water for the winter , The Warlord and his Troll tribe are busy dancing with the grasshoppers , drinking nectars until they are drunk , stealing the gold from gnomes while not forgetting to steal some food and water from the Pixies . But Gnomes and Pixies are not stupid . They know that the Trolls are not doing any work . So at every night , the Gnomes and Pixies started to unload bits of food , water and gold into a huge caravan of ponies ( horses ) and started to transfer it to OZILAND . In OZILAND , the island is surrounded by the UKUKAKA lake in which the centre of the lake , lives the great TREE OF LIFE .

The Tree Of Life was feared by the Trolls for every Troll who tried to cross the lake will be poisoned by the smell of the Tree Of Life . They will eventually died of poisoning . On the 13th day , almost all of gold , food and water are transported back to OZILAND . Unfortunately , The Warlord noticed the significant drop in his coffer and begun to raid the godown . To his surprise , nothing were left behind and all Gnomes and Pixies were gone to OZILAND. The next day , he prepared himself a huge army of Trolls , guided by beetle tankers and flying hummingbird . They then marched in full pride to the edge of the lake .

As they reached the lake , they saw themselves being confronted by an army of Gnomes and Pixies . The warlord first sent his best warrior , Jastun Baber to fight with the Gnome warrior , Oz Kuper . In a blink of an eye , Jastun Baber was killed by the Snoop Gun by Oz Kuper . Then , the king sent all of his beetle tanker to crush the Tree Of Life . Unfortunately , all of the beetles were killed as it tried to bite the root of the Tree which is the most poisonous part of the tree .

King Warlord did not give up . King Warlord then sent his secret weapon , the flying hummingbirds .  The army of hummingbirds   easily routed the Tree of Life as it fly high above beyond the reach of the Tree of Life . But sadly , flying high exposed them to the risk of being rained by poison arrows from the elite Pixies archers . Pixies are the best at archery and the shots of poison arrows are deadly to the hummingbirds . After 2 hours , all of the hummingbirds succumbed to their death after suffering an agonising pain from the poison arrow .

The Tree Of Life was absolutely unaffected and the Trolls do not want to risk to chop down the Tree with their golden axe . At last , The Warlord and his tribe went back to where they belong and OZILAND lived happily ever after . THE END

writen by DADDY MANOP

LA LIGA MONOPOLY

Well , happy Monday . Before I start , I wished to congralutate Datuk Lee Chong Wei for his all-out-fighting spirit against Lin Dan . Kudos to the whole team . Anyway , just now , I was flipping through the Sports section of my favourite newspaper and I saw this headline " SPREAD THE MONEY " . Now this sounded more catchy than the headline of the day .

Honestly , I ' m a big fan of Barcelona . I always love to watch them play especially against their archrival , Real Madrid . Those kind of match is known as "EL CLASSICO " and are hugely waited by global fans .
Now what do these two teams have in common ? Firstly , they are consistently placed in First and Second place in every season for the past couple of years . It was like as if they are running the whole LA LIGA .
Secondly ,  both of them are envied and despised by their Spanish peers for their almost total monopoly on money generated from sale of La Liga's TV rights .

To add on , both Real Madrid and Barcelona are world's richest club and have a solid financial management . As a result of their cash - rich bank acounts , both Barcelona and Real Madrid are able to make signings of talented players in the industry . Real Madrid is currently making a big offer to lure in Croation midfielder , Luka Modric while Barcelona had just signed Spanish leftback , Jordi Alba from Valencia for quite a lump sum . What' s their secret ?

Their secret is simple . Barca and RM always get half of the annual cash generated from TV rights , totalling about 600 million euros . This means that both will get around 300 million euros annualy . Plus ， they also draws additional incomes from their sponsors , enabling them to make high profile signings while their Spanish counterparts watch them in jealousy .

In my opinion , the way these Spanish giant run the whole system is ethically unjust and wrong . I mean , they should think more about holding discussion with their La Liga rivals on how to distribute the wealth in such a way that it will benefit the Spanish football . They should also be prepared to give up their dominant position when it comes to the annual revenues by sharing it with all the clubs . They should take a closer look at English Premier League ( EPL ) . In EPL , there are no particular team who can monopolise the the whole system of football revenues as the system are designed to protect the rights of smaller clubs against giants such as MU , Chelsea, so on .

In conclusion , there should be a major overhaul on the income distribution system . This is to ensure that every club get to taste a fair share to the La Liga 's lucrative TV deals . Whatever it is , I'm your biggest fan , FC BARCELONA .  Adios ( Goodbye ) .

SPREAD THE MONEY , AMIGOS